Mechanical Breakdown Insurance

When you own your own business, it's important to protect your equipment and keep it safe. Obviously, without functioning equipment you lose money and business. This is why it is so important to have your equipment insured. While most business owners see the need for basic insurance, many don't think about mechanical breakdown insurance and all its variables. Including coverage for mechanical breakdowns in your policy helps secure your overall business insurance package by guarding against costly repairs.

Features of Mechanical Breakdown Insurance Policies

Mechanical breakdown insurance can cover lost income due to mechanical breakdowns that happen in your business, including losses due to faulty machinery and vehicles. It is also important to make sure your insurance covers liability. When a mechanical breakdown occurs with your equipment, an employee or customer could be injured. There are many policies that can be applied to various business risks that involve the possibility for mechanical breakdowns and their effects. Bethany Insurance Agency agents are more than happy to speak to you about your options.

Businesses may also encounter liability issues if an employee or member of the public is injured due to a breakdown. Liability coverage is also essential, especially if you use equipment such as lawn mowers or hazardous construction equipment, or work in precarious locations like scaffolding or rooftops, where an employee or a member of the public could be injured. When you are working on another person's property or business, your personal liability risk increases as well as your liability for damaged property.

Insurance rules vary from state to state and it is important to have an insurance agent that understands these differences. If you work in more than one state, you may need additional coverage. We can help you determine whether or not additional licensure or coverage is necessary.

Call our office to find out how you can be completely covered in the event of a mechanical breakdown. We can help you make sure you have the best possible coverage, including liability that could result from a breakdown. If you are an existing customer, call our office to get an insurance tune-up to make sure your mechanical breakdown insurance policy is up to date.

Bethany Insurance Agency

190 E Arrow Hwy Unit I,

San Dimas, CA 91773

Main office: (909) 305-0070
Fax: (909) 305-0087

Office Hours:

Mon: 8:30 AM - 5:30 PM
Tues: 8:30 AM - 5:30 PM
Wed: 8:30 AM - 5:30 PM
Thurs: 8:30 AM - 5:30 PM
Fri: 8:30 AM - 5:30 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Michael, Daniel and the rest of the staff are great to work with. By far the best insurance agents my office has ever had the pleasure of working with. There customer service is second to none and their rates are very competitive. I couldn't ask for anything more. These guys really are the best. I would recommend giving them a call.
Sam from Costa Mesa
We have had our insurance business with Bethany Insurance for a number of years and always receive awesome service. On our last renewal, Mike S helped us save even more while keeping our same coverage. I highly recommend Bethany Insurance and have several family members doing business with them. Thank you Mike and Bethany Insurance.
A M. from Glendora
These guys are awesome! I was referred to Daniel through one of my closest friends. Daniel initially started my car insurance quote when I was fed up with my last agency. Everyone here is super friendly. Someone is always available to take my call. When Daniel wasn't around to help, Chris was able to assist. All of them are super knowledgeable and helped me switch services easily. I called and emailed Chris a lot to get all my paperwork handled. I'm surprised they didn't refuse my business. Jk. They were so helpful that I switched my bros' and dad's insurance policies to them too. Definitely happy they helped. They made the process super easy.
Amy P. from Santa Ana
I'm a mortgage broker and I need a place to refer all my clients, and Michael Shehata has been my number 1 guy. I tell my clients they can shop around and look for the best deal, but I already have. I refer everyone to Mike at Bethany and he never disappoints to beat anyone's rates and service. I would recommend him to all my friends and family as well. Thank You Bethany!
Andrew Y. from Anaheim
I dont go to yelp and post reviews unless it is 5 or 1. I was given a Home Insurance quote for $500 by some other agency initially and Michael from Bethany reviewed it with me to inform that it had minimal coverage. And they also helped me get a quote when Mercury rejected it due to fire hazard issues. Helping me evaluate or smoothen the process is the best value Bethany provides. I will refer Bethany to as many as ​I ​ can.
Leela Krishna K. from Cerritos